The wife and I have been talking. The condo we wanted has fallen through (too many delinquent condos in that HoA). We discussed our future options and have noticed there are no condos in areas we want to live.
We are going to stop hunting for condos, we will then turn around and take a portion of our downpayment savings and pay off some cards. Maybe I will even buy my wife something cool.
I have a small rant about this, I will probably do that this week 🙂